compared with the trouble of buying a car by installment with a credit card, it is much more convenient to buy a car in full with a credit card, but after all, credit cards also need to be repaid, but it is much simpler than installment payment. You don't need to apply, just apply for installment after swiping the card, where the dealer is equivalent to down payment.

in addition, the purchase tax and auto insurance need to be paid in installments. If you brush it directly, the purchase tax and other expenses can be handled in stages, making it easier to plan together. However, it should be noted that this limitation is also obvious. First of all, the quota of many consumers is definitely not high, the choice of models is limited, and the installment rate after swiping the card is not low, generally between .6% and 1%.

generally speaking, the shorter the term, the higher the single-period rate, and the longer the term, the lower the single-period rate. Unlike credit card car purchase by installment, which is generally divided into 12/24/36 installments, credit card bill installment is more flexible, and you can use 2/3/6/1/12/18/24/36 and other installments, which is more flexible.