Shouldn’t believe it. The packaging is fake. How about being a bank’s audit department? It can definitely be found out. On the other hand, even if you are lucky enough to get through the fraud, if you do not meet the conditions, if you use the card later, your ability to repay will not only be a problem, but it will also bring trouble to yourself and affect your credit. All future loans will be blocked, so why bother? Like the CCB credit card I applied for, you can apply for it if you are over 18 years old, have a stable job income, and have good credit.

The online application procedure is relatively simple and does not require additional proof of financial resources. The bank will focus on the nature of the landlord's unit, social security, provident fund, personal tax, personal credit, etc., which can be checked online. There is China Construction Bank. Online banking shield (like a USB flash drive) can be approved within five working days at the earliest, without the need for an interview. If you don’t have an online banking shield, it usually takes about 10 days for approval, and then you can bring your ID card to the branch for an interview. If these are not paid much or have not been paid, this method is not very recommended.

For online processing, you need to bring your ID card, proof of work income (work permit from the unit, proof of employment, tax bills for the past three months, social insurance policies, provident fund bills, etc.). Not all of these are required, please submit the ones you choose. ), if you can attach some proof of financial resources (for example, real estate, car or deposit), it will be very helpful for applying for the card and approving the limit. If the information is complete, the application will usually be approved within 20 working days (about a month).