It is ok to swipe your credit card immediately, but it is not recommended, because frequent use may affect your credit card. Bank credit cards mainly earn income through the installment repayment of cardholders. If you always pay in advance, the bank will not make a profit. The bank will think that you have sufficient funds and don't need so many credit lines, which will reduce your credit card limit. If you are afraid of forgetting to repay in the future, you can also open an automatic repayment service.