1, not 100% safe. It can only be said that it is relatively safe, and the channel of repayment through WeChat in WeChat is relatively ok.

2. Wechat borrows money, which is unsafe. Are you afraid of being violently collected? Then I don't know what to say about this. It is wrong to collect money by violence, and it is also wrong not to pay back the money.

Borrowing money and loans is a bottomless pit, and it is done and cherished.