Credit cards (debit cards) can also be loaned on many platforms when they are overdue. But if you apply for a genuine loan, you will check the credit information. Credit card (credit card) is overdue, or it is overdue for three times in a row, and the visa is directly refused. Therefore, it is best to check the credit information before lending. If the overdue period is not serious and has been paid off, you can try to apply for a platform with a low threshold.

Such as JD.COM gold bars, borrowing money and spending money. If the account activity is high, it will be easier to pass.

Is there a platform for overdue borrowing?

1. Enjoy these flowers.

Huixianghuahua is a new way of borrowing after overdue. Just came out, the pass rate is high. You can provide a source of income without looking at credit information and liabilities. The loan amount of products is generally around several thousand yuan, and the loan period is not long. Can be used for 30 days. Overdue friends can try to apply.

2. Pu Ronghua

Puronghua is the previous Hengyi loan. Don't read the credit report when applying. You can pay even if there is overdue at present. The amount provided is generally less than 50,000 yuan, and the service life is 12 months. The approval speed and lending speed are improved, and the loan can be released in 10 minutes at the earliest.

3. Easy loans and quick loans

Easy Loan and Fast Loan Although the employer's licensed financial institution will check the credit information when applying, many users can still lend money after feedback in the current period. The general credit line is less than 50,000 yuan, and the service period is 3- 12. Please be realistic.

What are the platforms for overdue borrowing?

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When we need to apply for a loan, we find that the previous repayment or credit card use is overdue, so can we still apply for a loan? What platforms can I borrow money after the deadline? Next, Bian Xiao will take stock for you.

What platforms can I borrow money after the deadline?

When our credit report shows that there is no record of bad debts and compensation, and there is no overdue record for three consecutive months or six months, the general lending institution will pass our loan application. In order to prevent our loan application from being rejected, we can try to apply for a loan from the following accessible loan platforms without serious overdue.

1, 360 IOUs

360 IOU is a loan platform for individuals and small and micro enterprises under 360. It evaluates customers' credit based on 360 big data, and provides consumer loans that arrive quickly on this basis.

360 IOUs provide loans to Chinese mainland residents aged 24 to 55. Users need to submit information such as ID card, bank card and mobile phone number online when applying, and can apply for a loan with annualized interest rate of 7.2%, loan amount of 1 200,000 yuan and repayment period of 3 months to 24 months. 360 loan approval is fast and the threshold is low.

2. Zhaolian Finance

Zhaolian Finance is an Internet consumer finance company jointly sponsored by China Merchants Bank and China Unicom. The main online loan product is Zhaolian good-term loan, which can be borrowed at any time 24 hours and received in real time. According to the user's qualification, you can apply for a loan with a maximum amount of 200,000 and a maximum term of 36 months, with daily interest and flexible repayment. Users with excellent qualifications can also get interest rate concessions.

3, the degree of small full financial.

Du Xiaoman Finance is a formal financial company, backed by Baidu. Its personal consumer credit products include easy loans and privileged loans. Users apply online through the whole process, and the system will determine the loan amount and interest rate according to the user's qualifications. It has the characteristics of fast arrival, flexible loan, early repayment and installment repayment.

4. Ping An Consumer Finance

Ping An Small Orange Flower launched by Ping An Consumer Finance Co., Ltd. is a personal circulating consumer credit loan product. Users can apply online through the whole process and get a revolving loan amount of up to 200,000 yuan without mortgage. The loan interest rate is between 14%-24%, and you can borrow at any time for 24 hours, and you can also enjoy a certain amount of interest-free service for small consumption.

5. Stage music

Staging music is a consumption staging platform under Lexin. Submit the material application online, and the system will automatically approve the quota, the fastest 1 minute. The maximum loan for installment music is 200,000 yuan, and the interest-free loan within 30 days is 654.38+0,000 yuan. You can choose to repay in multiple installments.

6. Comfortable flowers

Anyihua is a loan platform under the immediate consumer finance company. Users can apply online, and the system will quickly approve according to their credit status. The annualized interest rate is between 7.2% and 24%, and the maximum loan is 200,000. The credit line can be circulated once, and the fastest loan is 1 minute. Repayment can be flexibly phased.

7. An Xinhua

An Xinhua is a loan platform independently operated by Chengdu Yunhe Network Technology Co., Ltd. Users can get approval quickly after applying online. The maximum loan amount can be 200,000 yuan, with an annual interest rate of 7.2%, and repayment can be made in installments for up to 36 months.

8. Good installment loan

Good loan installment is an online credit loan product launched by Dalian Zhongshan Deyunsheng Microfinance Co., Ltd., which is aimed at users aged 22 to 45. The review time is 3 minutes, and the loan is released within 10 minute. The loan amount is between 50 million and 200 thousand, the loan interest rate is between 7.2% and 24%, and the loan period is between 3 and 36 months.

9. Mei Tian loan

Mei Tian Loan is an Internet micro-loan platform, which has low requirements for customers' credit information during the audit, and is friendly to lenders whose credit information is rejected. The maximum approved loan amount of Mei Tian Loan is 50,000 yuan, with 30 days interest-free, the fastest loan 1 minute, and flexible installment. Mei Tian loan repayment period is short, suitable for short-term use.

10, banyan loan

When filling in the application materials, Banyan Tree Loan only needs my ID card information and telephone number, and will not inquire about the personal credit information of the lender. After the loan application is approved, the annualized interest rate is the lowest 12% and the maximum loan amount is 200,000. You can apply for multiple products by filling in the information at one time.

On which platform can I borrow money if the credit difference is overdue? There are so many choices.

; ? In credit unions, personal credit information becomes more and more important, especially when handling financial business, credit information is often used as a reference. However, some people fail to repay their loans or credit cards in time, resulting in poor credit. If they want to refinance, they are a little worried. They will ask which platform they can go to for loans when the credit difference is overdue. Let's briefly introduce it today.

On which platform can I borrow money if the credit difference is overdue?

At present, many loans will not be rejected by users with poor credit, but depends on whether the overdue degree is serious. Under normal circumstances, the basic requirement of the formal loan platform for personal credit is that it cannot be overdue at present and cannot be a black account for credit investigation. Credit that is not within these two points is almost the same, but it will still give you a chance to have a stable repayment ability.

Therefore, if it is overdue for three or six times in two years, don't apply. It is recommended to try again 30 days after the current overdue payment is paid off. Choosing a platform with a loose threshold may be able to borrow money, such as the following:

1, borrowing: Many people should be familiar with borrowing. As a credit loan of Alipay, access to the central bank's credit information will check the credit information. If the borrower's Alipay account is highly active, and there is still money to buy wealth management in Yu 'ebao, it means that the repayment ability is ok, and the credit can be borrowed almost, subject to the system evaluation results.

2.JD.COM Gold Bar: Jingdong Financial Credit Loan has a huge audience. For example, shopping in JD.COM Mall is often paid with white stripes, and credit cards are returned in JD.COM, so you can pay with Jingdong. Xiaobai's credit score is over 700 points. If the credit is overdue and paid off, you may be able to pay.

3. Lightning loan: China Merchants Bank credit loan. The credit gap has been paid off and the credit card is in good condition. If you have a deposit in China Merchants Bank or buy wealth management, you may also approve loans.

The above is the introduction of "which platform can I borrow from if the credit difference is overdue", and I hope it will help everyone.