1. Maybe Industrial Bank is really under review. Some banks are slow to approve, and now banks are strengthening risk control. It takes time to review your credit information, do relevant investigations, and then approve it. Therefore, the approval speed is slow.
2. If you are not at ease, you can call the bank credit card manual customer service telephone number 9556 1 to specifically ask the reasons for the slow approval.
Never mind whether it is still under review. After the Industrial Bank's credit card is approved, you have to confirm your identity and get a virtual card before you can apply for a card. As long as the virtual card is received, the physical card will be sent within two working days. It depends on whether your short message has passed or not, and whether you have been informed to get the virtual card.
1. Review time of Industrial Bank Credit Card Head Office: Generally, it takes about 15 working days for the applicant to submit materials and get a new card. After the applicant submits the application materials, the credit card clerk of Industrial Bank will input them into the internal system, and the staff of Industrial Bank Branch will first review the applicant's information, and then the staff of Industrial Bank Head Office will review the applicant's information. If the applicant passes again, the comprehensive score of the applicant will be automatically tested by the internal system of the bank, and the one with higher score will be approved.
Second, the issuance time of Industrial Bank's credit card: In fact, the card can be received within 15 working days, but sometimes the staff will submit information as needed, so it takes 7- 15 working days to get the result.
3. Inquiry method of Industrial Bank's credit card application progress: customer service hotline inquiry, call Industrial Bank's customer service telephone number 9556 1, then follow the prompts to enter the credit card business inquiry, and then press to inquire the progress of Industrial Bank's credit card application.
Fourth, log in by yourself for online inquiry. Log in to the Credit Card Center of Industrial Bank, click on the progress inquiry of credit card application through train, enter the progress inquiry page of credit card application, and enter the ID number for inquiry.