The use of Jiangxi Bank credit cards prohibits the use of credit funds or credit card cash-out funds for the down payment of personal housing mortgages.

Resolutely avoid problems such as disorderly lowering of access thresholds, excessive increase in credit, providing significantly preferential interest rates, relaxing control over loan purposes, etc., which may encourage customers to blindly increase leverage and illegally misappropriate credit funds.

All banking financial institutions must pay equal attention to business development and risk prevention and control, carry out competition in a compliant and orderly manner, strictly prohibit lowering standards and illegal business expansion, strictly prevent the pure pursuit of market share, blindly expand credit scale, and strictly prohibit marketing customers. , Pursue scale and relax credit standards or conditions.