Credit card consumption restrictions are usually divided into several situations, so you need to look at them based on the actual situation.

Credit card spending limit means that the credit card has temporarily stopped paying, so no transactions can be made. Generally speaking, there are different solutions based on different reasons for credit card consumption restrictions. The specific circumstances are as follows:

1. The credit card is overdue. It is recommended to call the card-issuing bank to ask customer service whether there is any outstanding balance. If you want to repay immediately, communicate as much as possible after repayment to show that you did not overdue the payment maliciously and see if customer service can terminate the consumption limit. If the overdue period is not serious, there is still a chance of termination.

2. The account risk is high. The bank system will monitor the cardholder's account transactions at any time. If it is discovered that the transaction may be risky, for example, the bank's blacklisted merchant POS triggers the bank's risk control system, which may result in restrictions on credit card consumption. Generally, a consumption voucher is required to prove that it is a standard card.

3. Exceeds the set limit. In order to protect the security of credit card funds, many credit card friends will manually set credit card transaction limits, such as daily transaction limits and monthly transaction limits. As long as the consumption limit exceeds the set limit, consumption will be restricted. They can then manually change the limit to a higher point and continue spending. After consumption, they can change it.