1. Cash withdrawal with Hua Xia Yi Da Gold Card: The installment threshold is a single amount of 500 yuan, but this needs to be handled by yourself. Generally speaking, We will not proactively issue installments for you. Hua Xia Yi Da Gold Card does not enjoy the interest-free period after withdrawing cash. Interest is calculated on a daily basis and compound interest is calculated on a monthly basis. If you really are unable to repay the loan, you can convert a single cash withdrawal transaction of more than 500 yuan into an installment payment before the bill comes out. After the installment payment transaction is entered into your account, interest will not be charged on a daily basis, but you will need to pay it every month. Installment fee.
2. Hua Xia Yi Da Gold Card Consumption: As mentioned earlier, Hua Xia Yi Da Gold Card has activated the consumption and automatic installment functions. If the cumulative consumption amount of the current bill is ≥ 1,000 yuan, then it will be automatically installment. If you don't want to pay in installments, you need to control your consumption amount. As long as the current bill amount is less than 1,000 yuan, it will not be paid in installments. To sum up, Hua Xia Yi Da Gold Card does not necessarily have installments. This mainly depends on the cardholder’s usage and consumption amount. If you don’t want to pay in installments, then you need to try to control your consumption amount.