Detailed description:
1. First of all, overdue refers to the failure of individuals or institutions holding credit cards to repay the debts in the bill on time after the stipulated repayment date.
2. The number of overdue records refers to the number of overdue records accumulated by the cardholder within a certain period of time.
3. Banks and related financial institutions have strict supervision over overdue behaviors, and take overdue times as one of the important reference indicators to measure the degree of dishonesty.
4. If the credit card is overdue for more than 3 times, the bank will generally take corresponding measures, such as increasing the collection, reducing the credit limit or closing the credit card account.
5. In addition, overdue behavior will have a negative impact on personal credit records, which may lead to a decline in credit rating and inability to obtain other financial services or loans.
Summary:
Credit card holders who are overdue for more than 3 times will be regarded as untrustworthy. This means that overdue behavior has a bad influence on personal credit records and may be restricted and punished by banks.
Extended data:
The specific criteria for judging the number of overdue times may vary from bank to financial institution, but generally speaking, people who are overdue for more than three times will be considered untrustworthy. In addition, credit card holders should develop good repayment habits to avoid the adverse effects of overdue behavior on personal credit.