First, the credit card has not been opened. Just call the customer service phone of the bank or credit card center to activate the credit card.
Second, you need to apply for a new card to report the loss of a credit card, or go to the bank counter to report the loss and cancel it, and then you can use it normally.
Third, if the overdue credit card is frozen, you need to return the arrears, and then call the manual customer service to apply for card cancellation. You can continue to use it if the bank agrees.
Fourth, due to malicious overdraft, the card is blocked. It is recommended to repay the loan first and then cancel the card with customer service.
1. Handling credit cards is not as difficult as stipulated by the bank. Many bank credit card staff will try their best to help people who want to apply for credit cards for themselves.
First of all, call the bank credit card service hotline you want to handle to register your intention, leave your phone number and address, and then a staff member will contact you. Or log in to the official credit card center and fill in the outlet information. The staff will contact you when they see it.
When the credit card staff contacts you, they will usually make an appointment for you to fill in the information. At the same time, the other party will ask about your job position and education. If these are good, the process will be smoother, because people with fixed jobs and a certain income have stronger repayment ability.
It is not impossible for people without jobs, as long as they are willing to help you. You can find a storefront phone, and ask the store to confirm where you work when the phone is audited. The official seal is easier to make. Education is the same, that is to say, you can apply for a credit card as long as you have an ID card!
5. Fill in the information, take photos and submit them, and then enter the review process. Generally, you will call the place where you work to confirm whether you have worked in the place in the information, and there will be 8/90% success.
6. If it is approved, the bank will have an approved message, including a certain amount, waiting for the collection.
7. Some sensitive occupations, such as cooks and cooks, can't apply for credit cards.
8. After the credit card is obtained, it is the activation process, and the residential phone or mobile phone left on the information can be activated. As long as the repayment is normal according to the repayment date, there will be no cost.