1. Bank card holders can call the customer service hotline of China Merchants Bank at 95555 to turn to manual customer service, and lift the bank card limit according to voice prompts;

2. Bank card holders can bring their ID cards to the counter of China Merchants Bank to find staff to help lift the limit of China Merchants Bank cards;

3. Bank card holders can log in to China Merchants Bank Online Banking and operate according to the system prompts to solve the problem of China Merchants Bank card quota.

4. The bank card holder logs in to the China Merchants Bank Credit Card APP "Pocket Life", clicks "Card Management", then selects "Card Limit Settings", selects a card with a limit, clicks to enter the details page, and finally clicks "Cancel Limit".

The so-called cardholder is the owner of the certificate used to handle the card. For example, Zhang San used his ID card to handle a bank card at the counter of Bank A, then the cardholder of this bank card is Zhang San. Even if this bank card is held by Li Si, the cardholder is still Zhang San and will not become Li Si. The handling of bank card business is regarded as Zhang San's handling, and the related obligations arising therefrom are also borne by Zhang San.

Bank card limit refers to the maximum daily use limit and maximum single use limit set by banks in the process of using bank cards, including transfer, payment and cash withdrawal, according to bank management regulations, regulatory rules, users' habits of using bank cards and the environment in which users use bank cards.

There are two types of line cards:

The first category, credit card limit.

(1) Fixed maximum amount, the amount given to you by credit card;

(2) the maximum daily payment;

(3) the maximum amount of a single payment;

(4) Maximum cash withdrawal amount.

If you need to adjust the quota, you need to go to the bank counter. In general, the maximum total amount is limited.

What needs to be explained here is that the credit card quota of each bank will be different from that of different credit cards of the same bank, and the different payment quotas in the consumption scenario will be very different.

The second category, debit card (savings card) limit.

(1) Debit card withdrawal at the counter shall not exceed the amount specified by the bank. If you exceed the quota, you must make an appointment in advance, otherwise you can't withdraw money;

(For debit cards on ATM machines, there are corresponding limits on cash withdrawal and transfer, and the maximum cash withdrawal and transfer limits on the same day, and the maximum cash withdrawal and transfer limits on a single transaction are also different;

(3) Debit card online banking transfer payment, the maximum payment and transfer on the same day are also limited, and the maximum single transfer payment amount is also limited;

(4) Debit cards pass through third-party payment platforms, and there is also a maximum limit, because both bank cards and third-party payment platforms are strongly supervised by the regulatory authorities.

In short, different banks' bank cards will have different limits, which needs to be clarified. If there is a limit problem in online banking or online payment, please don't panic, call the official customer service for consultation, and then go to the bank counter to handle it.