It should be noted that WeChat repayment is a third-party repayment and does not arrive in real time. After Ping An Credit Card repays with WeChat, it will take some time to repay successfully. Users can check the arrival time on the repayment page. You can also go to Ping An Credit Card to check whether it has arrived, so as to avoid overdue repayment.
(Operating environment: Apple 12 mobile phone, ios 14 system, WeChat version 8.0. 13)
What are the credit card rights of Ping An Bank?
72 hours before the loss is reported, the consumption loss is fully guaranteed:
If your credit card is lost or stolen, you can apply to our bank for compensation for the loss of the stolen card within 72 hours before reporting the loss, regardless of whether confidential transactions are set up.
If the cardholder is hijacked by gangsters and forced to disclose the credit card password under the name of the cardholder under the threat of gangsters, and his life and health are seriously threatened, resulting in losses caused by the withdrawal of credit cards through ATM machines or bank counters, the cardholder may apply to the bank for compensation.
You can choose the transaction password:
When you activate the card, we will set the "signature only" consumption mode for you. If you choose "password+signature", please call the 24-hour customer service hotline to apply for settings. After setting the transaction password, you can also modify the password through our ATM, CDM deposit machine, 24-hour customer service hotline or visit our credit card website.
Family safety:
All credit card holders of Ping An Bank can enjoy the protection of family property theft and emergency rescue. As long as you activate the card and successfully swipe it once (unlimited amount), you can get free insurance for family property theft and malicious damage to door and window locks. Gold card holders can also get emergency rescue for the theft of cash, gold and silver jewelry to protect your home safety.
Travel worry-free protection:
As long as you use your Ping An Bank credit card gold card to pay 100% of the current flight (not limited to domestic and international flights) or pay more than 80% (including 80%) of the tour group fee (including air transportation mode), you can get the aviation accident insurance protection of up to 2 million yuan.
Minimum repayment amount 5%:
Ping An Bank credit card can enjoy an interest-free repayment period of up to 50 days. If you repay normally in the first month (that is, not less than the minimum repayment amount in the bill of the current month), the minimum monthly repayment amount will be automatically reduced from the original 10% to 5% from the next month. Keep a good credit record and make your wealth management more comfortable.
Consumption of instant messages:
When you spend or repay money, regardless of the transaction amount, the bank will immediately send a reminder message to your designated mobile phone. If your mobile phone number changes, please call the 24-hour customer service hotline in time to modify it, or call the area that does not provide 400 service (you can go to official website).
E-mail consumption reminder:
You can log on to the bank credit card website (you can choose to read more) or call the 24-hour customer service hotline (you can go to official website) to open the e-mail consumption reminder service. Please dial in areas where 400 services are not available (you can go to official website). Regardless of the transaction amount and type, we will generally send a consumption reminder email to your designated mailbox the day after the consumption occurs. If your e-mail address changes, please log on to our credit card website or call the 24-hour customer service hotline to modify it.
Repayment in consumption abroad and RMB:
Except for transactions prohibited by national laws, the US dollar bills generated when you use Ping An Bank credit card or withdraw foreign currency cash in consumption abroad can be repaid by purchasing foreign exchange in RMB. You only need to select the function of purchasing foreign exchange on the credit card application form or call the 24-hour customer service hotline. We will complete all the procedures for purchasing foreign exchange for you and repay the corresponding dollar bill.