1. First, query the relevant information of the repayment person in the background of the bank, and then print it out, and then sort out the information of the repayment person to determine the home address and work address of the repayment person;

2. After you go to see it at home, take photos at the home of the borrower for evidence collection, and then you leave.

The processing method of overdue credit cards is as follows:

1. If it is temporarily unable to repay the debt, it may negotiate with the creditors to repay the debt in installments, postpone the repayment or reduce the debt;

2. If the other party does not agree to postpone or reduce the debt and wants to sue the debtor, then after the prosecution, it is necessary to actively respond to the lawsuit and strive to achieve the purpose of repayment in installments or within a time limit in court;

3. If the other party does not agree to postpone or reduce the debt, the court will not support it and will repay all the debts within a time limit. If the creditor has the ability to repay but refuses to pay, the creditor may apply for enforcement. But enforcement will not go to jail, because civil liability does not involve criminal issues;

4. If the debtor really has no money to repay:

(1) The court executors know that the parties cannot execute it without money;

(2) If the parties refuse to refund the money, the court may arrest people, including judicial custody, or pursue criminal responsibility for refusing to perform the effective judgment;

5, the people's court in accordance with legal procedures, according to the legally effective documents to clarify the specific implementation content, forcing civil rights holders to perform their obligations, in order to ensure that the rights of rights holders can be realized.

Legal basis:

Article 678 of the Civil Code of People's Republic of China (PRC)

The borrower may apply to the lender for extension before the repayment period expires; If the lender agrees, it can be extended.

Article 2 14 of the Civil Procedure Law of People's Republic of China (PRC).

If a case is retried by the people's court in accordance with the procedure of trial supervision, the court of first instance shall make a legally effective judgment or ruling, and the case shall be tried in accordance with the procedure of first instance, and the parties concerned may appeal against the judgment or ruling made; A legally effective judgment or ruling shall be made by the court of second instance and tried in accordance with the procedure of second instance. The judgment or ruling made is a legally effective judgment or ruling; If a people's court at a higher level brings a lawsuit in accordance with the procedure of trial supervision, it shall try it in accordance with the procedure of second instance, and the judgment or ruling made shall become legally effective.

When trying a retrial case, the people's court shall form a collegial panel separately.