It’s best not to make false claims. Use the salary certificate issued by your unit’s payroll bank to apply for a credit card. The limit is already high.

Be calm when swiping credit cards, and the limit should be in line with your ability to repay, otherwise you will only be harming yourself.

To answer the question, the bank will check and verify the accuracy only after you submit your pay stub, but it can only prove that your income is stable.

There is a word play on the bank's application form. It only asks how much pre-tax income is, and that includes a lot. As long as it is earned formally and legally, it counts, not just salary. There are also some banks that have an additional explanation of "how much other income", which clearly asks the applicant that all income other than the unit filled in on the application form will be counted. Therefore, the bank cannot verify the income clearly when applying for a credit card. It can only check what it can and forget what it cannot. Furthermore, this item is not critical. The key depends on the physical property you submit, such as houses, cars, deposits, etc. . .