What if the credit card is incompetent?

1. If it is temporarily unable to repay, it shall negotiate with the bank to extend the repayment period or return it in installments.

2. If the bank sues the court and wins the case, and fails to perform the court judgment during the performance period, it may apply to the court for enforcement.

3. When the court accepts enforcement, it will inquire about the real estate, vehicles, securities and deposits in your name according to law.

4. In addition, if you have no executable property in your name and refuse to perform the effective judgment of the court, your personal credit report will have negative information such as overdue payment, and will be restricted from high consumption and entry and exit, and may even be judicial custody.

5. Refusing to execute a judgment or ruling is suspected of refusing to execute a judgment or ruling.

6. Article 313 of the Criminal Law The crime of refusing to execute a judgment or written order. If the circumstances are serious, those who refuse to execute a judgment or written order shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine.