CCB's credit card has not been spent since it was opened in installments, but there is an overpayment in it, which has never been taken out, and the account has always been negative. Send a message to check. According to the description of the landlord, the excess deposit on the current book balance can be deducted from the installment transaction recorded later, but the landlord needs to pay attention to the remaining amount paid after deduction to see if it is enough to deduct the installment. If it is not enough, remember to deposit it in time to avoid overdue due to negligence and affect the credit record.

In addition, according to the posting and deduction rules of CCB, if there is a balance overpayment in the landlord's account, once the landlord's card is posted before the installment transaction (generally posted on the billing date), new posting transactions, such as credit card, cash withdrawal, fee transaction, etc., will be deducted with the overpayment first. Therefore, in order to avoid non-deductible installment, it is suggested to suspend the landlord's card before the next bill is issued.

If the landlord has other questions, you can ask.