Outlet processing: If it can be handled locally, you can choose to go to the local ICBC branch counter to handle it. When applying, the child's guardian only needs to go to a bank branch to apply with his or her personal ID card and household registration information.

Official account application: The ICBC child photo card can be processed through the official account. You only need to follow the official official account of the Industrial and Commercial Bank of China, fill in the relevant page information, and apply for the photo card. After the application is completed, you can apply successfully by paying the card production fee.

What will happen if the ICBC card is not used for a long time?

Depending on whether you have a credit card or a debit card, the two situations are as follows:

If it is an ICBC debit card, you must apply for annual fee exemption if you do not use it. If you do not apply for annual fee exemption and there is no money on the card and the deduction fails, it will be regarded as a debt. In addition, ICBC will charge a management fee (1 yuan/month, charged quarterly) from small accounts. Failure to deduct the fee will still be regarded as a debt. If there is no money on the card for six consecutive months, the account will enter a dormant state and will be canceled by the bank after two years. The debt record will also affect the personal credit report.

If it is an ICBC credit card, the account will not be automatically canceled even if it is not used all the time. The cardholder still needs to pay the annual fee or other service fees. If it is not used for a long time, the account will be stolen or other security risks. , so from a security perspective, if you have a card that has not been used for a long time, you must remember to cancel the account to avoid unnecessary losses.

Both cards will not be automatically canceled. The ICBC card will be canceled if it is not used for a long time. Since the second quarter of 2017, ICBC has stipulated that small accounts will no longer be automatically canceled. If it is a large account, If it is not used for a long time, it will be canceled. However, it should be noted that although the bank card is not used all the time, it cannot be ruled out that the card will continue to generate annual fees and SMS notification fees.

These fees may be deducted once after the user uses this bank card in the future, so for bank cards that have not been used for a long time and have been determined not to be used again, it is recommended to apply for cancellation, or You can bring your valid ID and ICBC debit card to any ICBC branch to apply for exemption of annual fees and small account management fees. There is no handling fee.

You can choose to cancel it yourself

ICBC cards can be divided into debit cards and credit cards. Debit cards are the savings cards we use, and they can handle bank deposits and withdrawals. Transfer and purchase financial services and other services. The cancellation methods for ICBC debit cards and credit cards are different.

ICBC Debit Card: The only way to cancel an ICBC debit card is to go to an ICBC business outlet with your ID card and bank card to complete the cancellation procedure;

ICBC Credit card: There are many ways to cancel a credit card. You can cancel by phone, call the credit card customer service number, transfer to manual service and apply for cancellation; you can also go to a business outlet to cancel.

It should be reminded that when canceling a credit card, you must ensure that the credit card has no unpaid bills and excess overpayments. In addition, there is a 45-day waiting period after canceling the credit card. During this period, you cannot cancel the credit card. New bills or overpayments are generated, otherwise the credit card will fail to be cancelled.