If the consumption on the billing day is included in the bill, the credit card swiped on the billing day will be included in the month when the card is swiped. If the consumption on that day is not included in the bill, it will be included in the next month's bill. Every bank is different and needs to be looked at individually. 1. Banks where daily consumption of credit card statements will be credited immediately:

Agricultural Bank of China, Bank of Shanghai, China CITIC Bank, Hua Xia Bank, Postal Savings Bank, China Construction Bank (for consumption before 18:00), Shanghai Rural Commerce (19:00) Consumption before), Shanghai Pudong Development Bank (consumption before 21:00), Minsheng Bank (consumption before 22:00), Bank of Beijing. 2. Banks that do not immediately record the consumption on the credit card statement day:

China Everbright Bank, Bank of Communications, China Merchants Bank, Bank of China, Industrial and Commercial Bank of China, Ping An Bank, Guangfa Bank.

The billing date means that the card-issuing bank will regularly summarize and settle the various transactions and fees that occurred in your credit card account every month, calculate the interest, and calculate the total amount you owe and the minimum payment for the current period. amount and send you a statement.

The definitions of statement date and repayment date are as follows:

The credit card repayment date of most banks is 20 days after the statement date. For example, your credit card bill date is the 19th, which means that February 20th to March 19th is a billing cycle. If the repayment date is 20 days after the bill date, the repayment date of this cycle is April 8th. If you make a purchase on March 6, it is also within the billing cycle from February 20 to March 19, and the repayment date is April 8.

If you consume on the first day of each billing cycle, the interest-free period is the longest, which is 50 days. For example, if you consume on February 20, the repayment date is April 8.