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Credit card repayment sequence of China Merchants Bank
I believe many cardholders don't know, so let me introduce the credit card repayment order of China Merchants Bank.

The repayment order shall be based on the bill arrears. Unpaid bills, paid bills and unpaid bills shall be repaid in the order of annual fee, interest, expenses, cash principal withdrawal in advance and credit card consumption.

So the 1400 you paid actually offset what you didn't pay off last month.

If you want to pay off the withdrawal before the bill is issued, you need to pay off all the arrears of last month's bill first, and then the remaining money will offset your withdrawal amount.

The minimum repayment amount varies from month to month, so it is recommended to pay attention to each bill.

The minimum repayment amount for each installment is 10% of the general credit card transaction, plus all outstanding minimum repayment amount in the previous period, plus all the money used beyond the credit limit, plus all expenses and interest. All expenses refer to: annual fee, cash advance fee, loss reporting fee, late payment fee, bill reading and signing fee, card replacement fee for damage, etc. If Party A holds more than two credit cards at the same time, the minimum repayment amount for each period shall be the sum of the minimum repayment amount for each card held by Party A. ..