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Is it easy to get approved for Industrial Credit Card?

“It’s easy to get through if you have proof of work and no debt.” Industrial Credit Card generally refers to Industrial Bank Credit Card. Industrial Bank was founded in 1988 with its head office in Fuzhou, Fujian Province. It is one of the first joint-stock banks in China and ranks among the top 300 banks in the world. Industrial Bank Credit Card Center was established in July 2004. It is an organization directly affiliated to the head office headquartered in Shanghai and is fully responsible for the operation and management of Industrial Bank’s credit card business.

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1. You can activate the automatic transfer repayment service in the following ways:

1. Apply for activation at the counter: Bring your valid identity document , credit cards, and wealth management cards directly go to the counter at an Industrial Bank outlet to apply for activation.

2. Log in to online banking for self-service activation: log in to the online Industrial Credit Card page, click "Credit Card Login", click "Automatic Repayment" after successful login, and follow the prompts to apply for activation.

3. Self-service activation of mobile banking: Log in to Wireless Industrial with your mobile phone, select "Automatic Repayment Relationship Settings" of "Credit Card", and set up activation according to the prompts.

Warm reminder:

1. Please note that the account name, ID type and number of the repayment account must be exactly the same as those of your credit card. To ensure normal repayment, please have sufficient current deposits in your repayment account before the repayment due date. If the balance is insufficient, the entire balance in the account will be transferred for repayment. The shortfall will need to be repaid by you through other methods. Otherwise, interest will be calculated as normal for incomplete repayment.

2. If both RMB and USD require automatic repayment, they need to be activated separately.

3. You can set the full repayment or the minimum repayment method according to your usage needs. The repayment of the minimum repayment amount will calculate the recurring interest normally.

2. Inter-bank transfer and remittance repayment - the most traditional repayment method

You can go to other bank branches and use the remittance method to remit the money to your Industrial Credit Card account. for repayment. When remitting money, please fill it in as follows: the name of the payee (and indicate "credit card repayment" in the purpose column), the receiving account number --- the 16-digit credit card number, the receiving bank --- the local branch of Industrial Bank (such as There are no local branches of Industrial Bank, so the beneficiary bank should fill in: Industrial Bank Shanghai Branch). 1-3 days to arrive.

Warm reminder:

1. To accept repayment on behalf of others and repayment without a card, make sure to fill in the accurate Industrial Bank credit card number;

2. Select this For repayment method, you need to pay the handling fee for intra-city inter-bank transfer or long-distance inter-bank transfer. It usually takes 1-3 working days to arrive. For details, please consult the accepting bank.