Checking. Many people have experienced the overdue repayment of China Merchants Bank's credit card, during which the legal department of China Merchants Bank's credit card will call the debtor for timely repayment. Finally, the Credit Card Legal Department of China Merchants Bank will also verify it, and then give priority to contacting the debtor through written and online information to ensure the property safety of China Merchants Bank's credit cards. Therefore, the debtor can pay attention to the audit, contact the Credit Card Legal Department of China Merchants Bank when necessary, fulfill its economic obligations and ensure its good credit record.