The Guangfa China Southern Sky Pearl co-branded card is jointly created by China Guangfa Bank and China Southern Airlines. You can tell by looking at the partners. This is a card suitable for people who often fly out. If you are a travel expert or... If you are a business elite who often needs to fly, then this card is perfect for you.

Quota: The maximum limit is 10,000 for regular cards, 10,000 to 50,000 for gold cards, and more than 50,000 for platinum cards.

Annual fee: 90 yuan/year for regular card, 260 yuan/year for gold card, and 2,500 yuan/year for platinum card. The annual fees of its regular card and gold card are not high, and the annual fee for the first year is waived, and the annual fee for the following year can also be waived. There will not be a big annual fee burden for cardholders.

Benefits:

1. Cardholders can accumulate China Southern Airlines mileage by swiping the card for consumption, with a ratio of 14:1. However, because this credit card is a business and travel credit card, it can also be doubled. Miles, so the final conversion ratio between the cardholder’s consumption and accumulated miles is 7:1, which is quite cost-effective.

2. Cardholders can receive aviation accident insurance and aviation delay insurance worth up to one million yuan.

3. Cardholders become China Southern Airlines Sky Pearl members upon opening the card and can enjoy all membership rights of China Southern Airlines Sky Pearl Club.