Platinum credit card is one of the goals pursued by cardholders, especially the high amount. But for most people, they can only think about it. After all, the threshold is there. What are the specific conditions for applying for a 50,000+Platinum Card?
CCB's platinum credit card threshold is relatively high, which mainly needs to meet the following conditions:
(1) Credit information should be good. At least in the past two years, there should be no continuous "three troubles and six". Unless the hardware is really good, under the same conditions, there will still be people who apply repeatedly because of poor credit information, not platinum cards, but other CCB cards.
(2) It is best to have assets in CCB, such as mortgage, car loan, or paying wages on behalf of others, with a monthly income of not less than 6,000 yuan, so you can also get a 50,000+platinum card, otherwise the card amount will be lower.
(3) The work is very good, such as civil servants and institutions. Even if there is no savings card of CCB, it is easier to apply for a platinum card. These people are quality customers of all banks.
In addition to the above conditions, generally speaking, applicants are required to have higher comprehensive qualifications. Another important point is that CCB doesn't like people with more cards to apply. Generally, if the current number of cards reaches more than 6, the probability of applying for CCB again will reach 95%, and the rest will only be in good condition.
Extended data
1, ICBC platinum credit card application has two conditions:
One is that the cardholder's annual consumption needs to reach 10 million yuan or more; There is also a deposit of more than half a year reaching 500,000;
As long as two conditions are met, you can apply for a platinum card. Of course, if you don't meet the above conditions, you can also apply for a platinum card, that is, you already have a platinum card from another bank or a gold card from an airline that cooperates with the bank. I have to say that ICBC, as the first of the four major banks, has a relatively high threshold for applying for a platinum card.
2. There are three conditions for applying for ABC Platinum Credit Card:
(1) The daily average financial assets of existing customers reached RMB 1 10,000 yuan or more in two months before the application date of ABC;
(2) New customers who apply for daily average financial assets or purchase investment financial products of 6,543,800 yuan or more;
(3) The annual income is 500,000 yuan or the card is issued directly after the invitation of VIP customers.
3. China Bank Platinum Credit Card Application Conditions:
As long as you have a stable job or sufficient financial income, the annual income of China Bank for civil servants or state-owned enterprises is very lenient. If not, it only needs annual income100000 or more than 500000. So in general, the income from applying for the Platinum Card of China Bank is an iron rice bowl.