What are the repayment methods for Shanghai Pudong Development Bank’s credit cards? What's the most convenient way

For credit cards, it's nothing more than limit, points, cash withdrawals, installments, handling fees, repayments, etc. But there are many ways to do it under the same knowledge. Paying back debts is a matter of course, and credit cards Repayment is also very normal. There are many repayment methods for Shanghai Pudong Development Bank credit cards. Here is a summary for you.

1. Self-service repayment: On the monthly repayment due date, Shanghai Pudong Development Bank will automatically deduct the specified amount from your settlement account with the same name in Shanghai Pudong Development Bank according to your authorization to use for your credit card repayment. payment.

2. ATM teller machine repayment: Deposit cash on a self-service deposit machine (CDM) or deposit and withdrawal machine (CRS) that supports cash deposit function for repayment. (Repayment scope: RMB repayment)

3. Telegraphic transfer repayment: Use wire transfer at the bank counter to transfer your cash or debit card funds to the Shanghai Pudong Development Credit Card to complete the repayment. (Repayment scope: RMB repayment, USD repayment in U.S. dollars)

4. Repayment of excess credit card balance by purchasing foreign exchange: (Repayment scope: purchasing foreign exchange in RMB and repaying U.S. dollars)

Please call Use the service hotline number on the back of your credit card to apply for using the excess RMB funds to purchase foreign exchange to repay the U.S. dollar debt. You can choose two different repayment methods: long-term automatic foreign exchange purchase or temporary single foreign exchange purchase. Your RMB repayment funds will be given priority to repay the full amount of RMB arrears in the previous period's bill ("Balance of RMB arrears in this period" in the upper right corner of the bill), and the remaining funds can be used to purchase foreign exchange.

5. Online repayment: If you want to enable online repayment, you first need to become a registered customer of Shanghai Pudong Development Bank Online Banking. After registering your credit card, you can log in to Shanghai Pudong Development Bank Online Banking for repayment.

6. Repayment via phone banking from other banks (repayment scope: RMB repayment)

Call the phone banking number of the debit card you hold and use “inter-bank remittance” or “ "Inter-bank transfer" function, transfer the funds from the debit card account to the Pudong Development Bank credit card to complete the repayment. Before use, please consult your debit card issuing bank to confirm whether your debit card has this function.

How to repay the Pudong Development Credit Card? Choose from a variety of methods

After successfully applying for a credit card, repayment is the top priority. After all, it is a matter of personal credit reporting and cannot be taken lightly. Today I will give you a detailed introduction to how to repay with Pufa Credit Card. After understanding the differences of various repayment methods in detail, cardholders can choose by themselves.

How to check the progress of 2018 Pudong Development Credit Card application? Get the card application progress in minutes

1. The bank's repayment channels

1. Automatic transfer repayment

Associate the Shanghai Pudong Development Bank debit card with the same name to your credit card, and set the due date to automatically debit the credit card repayment from the debit card.

In order to avoid debit failure, be sure to have sufficient funds in your debit card.

Repayment is free and will be credited on the due date.

2. Repayment over the counter at a bank outlet

Cardholders can repay in cash or by transfer from a debit card in their name by bringing their Shanghai Pudong Development Credit Card.

If you are an overseas person, you need to bring your employment certificate, employment certificate, passport, salary income list, and salary tax payment certificate to an outlet qualified to purchase foreign exchange.

Repayment is free and will be credited to your account on the same day.

3. Online repayment

Pudong Development Bank credit card can also be repaid through self-service equipment (ATM machines, self-service deposit machines, all-in-one deposit and withdrawal machines, etc.), online banking, mobile banking and other channels Repayment can be done by direct online transfer, which is very convenient and fast.

Repayment within the bank is free, but a certain handling fee will be charged for inter-bank repayments. Different banks have different fee standards; the repayment will be credited to your account on the same day.

2. Repayment channels from other banks

Pudong Development Bank credit card holders can also repay through inter-bank automatic transfer, telephone banking, inter-bank wire transfer, online banking, etc. Ways to repay.

The repayment fee and arrival time vary depending on the transfer bank. It is recommended to repay 2-3 working days in advance.

3. Third-party repayment channels

There are many third-party repayment platforms that can support Pudong Development Credit Card repayment, such as Alipay, WeChat, Lakala Convenient Payment Point, and China Mobile Mobile Payment platform, Shanda repayment, UnionPay online payment, online repayment, etc.

When choosing a third-party repayment channel for repayment, it is important to grasp the time when the repayment arrives. It is easy for the repayment to fail because the platform transfer is not timely. If the cardholder does not realize it, Overdue payments can easily affect your credit.

2018 Shanghai Pudong Development Credit Card Points Inquiry Method Registered customers have privileges

How to repay Pudong Development Credit Card? With so many repayment channels introduced above, there is always one that suits your needs. . As a special reminder, it is best to choose the repayment method of Shanghai Pudong Development Bank, which is free and the repayment is guaranteed.

How to repay with Shanghai Pudong Development Credit Card

1. Self-service repayment: On the monthly repayment due date, Shanghai Pudong Development Bank will automatically deduct your credit card with the same name from Shanghai Pudong Development Bank according to your authorization. A designated amount of money in a settlement account to be applied to your credit card payments.

2. ATM teller machine repayment: Deposit cash on a self-service deposit machine (CDM) or deposit and withdrawal machine (CRS) that supports cash deposit function for repayment. (Repayment scope: RMB repayment)

3. Telegraphic transfer repayment: Use wire transfer at the bank counter to transfer your cash or debit card funds to the Shanghai Pudong Development Credit Card to complete the repayment. (Repayment scope: RMB repayment, USD repayment)

4. Online repayment: If you need to activate online repayment, you first need to become a registered customer of Shanghai Pudong Development Bank’s online banking, and then register your credit card. , you can log in to Shanghai Pudong Development Bank’s online banking for repayment. () 5. Bank counter repayment: You can repay in cash at any branch of Shanghai Pudong Development Bank.

Development of credit cards

1. The earliest credit card appeared at the end of the 19th century. In the 1880s, the British clothing industry developed so-called credit cards, and the tourism and business sectors followed suit. However, the cards at that time could only be used for short-term commercial credit, and the money still had to be paid as and when used. Long-term arrears were not allowed, and there was no credit line. Credit cards are generally special carrier plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name, etc. are printed on the front, and there are chips, magnetic strips, and signature strips on the back. Cardholders can use their credit cards to shop and spend money with special entities and deposit and withdraw cash from banks.

2. It is said that one day in the 1950s, American businessman Frank McNamara was entertaining guests for a meal in a New York hotel. After the meal, he found that he had forgotten his wallet and had to call his wife. Embarrassed by the thought of bringing cash to restaurants, McNamara came up with the idea for a credit card company. In the spring of 1950, McNamara and his friend Schneider invested US$10,000 to establish the "Diners Club" in New York, the predecessor of Diners Club. Diners Club provides members with a card that can prove their identity and payment ability. Members can use the card to record their purchases at 27 designated restaurants without having to pay cash. This is the earliest credit card. This kind of credit card that does not require bank processing is a commercial credit card. In 1952, Franklin National Bank in California, USA, was the first financial institution to issue a bank credit card, becoming the first bank to issue a credit card. In 1959, Bank of America issued the Bank of America card in California. Since then, many banks have joined the ranks of card-issuing banks. By the 1960s, bank credit cards were quickly welcomed by all walks of life and developed rapidly. Credit cards became popular not only in the United States, but also in the United Kingdom, Japan, Canada and European countries. Since the 1970s, Hong Kong, Taiwan, Singapore, Malaysia and other regions have also begun to handle credit card services. In the 1960s, credit cards sprouted and developed rapidly in developed European and American countries such as the United States, Canada, and the United Kingdom. After more than 50 years of development, credit cards have been widely accepted in more than 95% of countries around the world. In the 1980s, with the reform and opening up and the development of market economy, credit cards began to enter China as an electronic and modern consumer financial payment tool. In the past ten years, they have developed by leaps and bounds.

How does the Shanghai Pudong Development Bank Credit Card Center repay the loan?

The cardholder associates the credit card with his or her own Shanghai Pudong Development Bank settlement account with the same name. The Shanghai Pudong Development Bank Credit Card Center will automatically repay the payment from the bank on the due date. The corresponding amount will be deducted from the payment account.

Automatic repayment activation method:

1. Mobile APP: Cardholders download, register and log in to the "Puda Xiben Mobile APP" and click on Homepage - More - Services - Repayment To set up the payment, just follow the prompts on the page.

2. Pudong Development Bank’s official WeChat account: Cardholders can search for “Shanghai Pudong Development Bank Credit Card” through their WeChat account and follow it, enter “the bank’s automatic repayment” in the dialog box, and follow the page prompts.

3. Credit card customer service hotline: Cardholders call the Shanghai Pudong Development Bank credit card customer service hotline and transfer to manual service, asking staff to assist.

Credit cards refer to various media that record cardholder account information, have bank credit lines and overdraft functions, and provide cardholders with related banking services.

Main features of credit card:

1. Credit card is one of the fastest growing financial services today. It is an electronic currency that can replace traditional cash circulation within a certain range. ;

2. Credit cards have both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using credit cards;

3. Credit cards are high-tech products that integrate financial services and computer technology.

4. Credit cards can reduce the use of cash;

5. Credit cards can provide settlement services, facilitate shopping and consumption, and enhance a sense of security;

6. Credit cards It can simplify the collection procedures and save social labor;

7. Credit cards can promote product sales and meet social needs.

Main types

According to different card issuers, they can be divided into bank cards and non-bank cards

Bank cards. This is a credit card issued by a bank. Cardholders can shop at the card-issuing bank's special merchants, and can also withdraw cash at any time at any branch of the card-issuing bank or at places with ATMs.

Non-bank card. Such cards can be specifically divided into retail credit cards and travel and entertainment cards. Retail credit cards are credit cards issued by commercial institutions, such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by the service industry, such as airlines, travel companies, etc., and are used for purchasing tickets, meals, accommodation, entertainment, etc.

According to the different objects of card issuance, it can be divided into corporate cards and personal cards

Corporate cards. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, national party and government agencies, military units, groups and other legal organizations.

Personal card. Personal cards are issued to urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable sources of income. A personal card is applied for in the name of an individual and he/she bears all responsibilities for using the card.

According to the credit status, status and other credit conditions of the cardholder, it can be divided into ordinary cards and gold cards

Ordinary cards. Ordinary cards are issued to cardholders with average financial strength, credibility and status, and their various requirements are not high.

Gold Card. A gold card is a high-end credit card that pays high membership fees and enjoys special benefits. Cards are issued to those with higher credit standing, stronger repayment ability and credit, or those with a certain social status. The authorization limit of the gold card starts from a higher level, and the additional service items and scope are much wider, so the requirements for relevant service fees and security deposits are also relatively high.

Summary of Shanghai Pudong Development Bank’s credit card repayment methods

1. Shanghai Pudong Development Bank’s credit card repayment methods—automatic repayment

On the monthly repayment due date , Shanghai Pudong Development Bank will automatically deduct the specified amount from your settlement account with the same name in Shanghai Pudong Development Bank according to your authorization for your credit card repayment.

To apply for this service, please call the service hotline on the back of your credit card to apply; or download and fill in the "Credit Card Automatic Transfer Repayment Authorization Form" (2. One of the credit card repayment methods of Shanghai Pudong Development Bank - Telephone Repayment

Call 95528 to transfer the funds in your debit card account opened at Shanghai Pudong Development Bank to the credit card of the same name to easily complete the repayment.

3. Shanghai Pudong Development Bank credit card repayment. Method one - ATM teller machine repayment

On a self-service deposit machine (CDM) or deposit and withdrawal machine (CRS) that supports cash deposit function, deposit cash for repayment.

(Repayment scope: RMB repayment)

IV. Shanghai Pudong Development Bank credit card repayment method - online repayment

If you need to activate online repayment, you first need to become a Shanghai Pudong Development Bank After registering as a customer in online banking and registering your credit card, you can log in to Shanghai Pudong Development Bank's online banking to make repayments

5. One of the repayment methods for Shanghai Pudong Development Bank's credit cards - repayment at bank outlets

You can repay in cash at any Shanghai Pudong Development Bank branch.

6. Shanghai Pudong Development Bank credit card repayment method - Convenient outlet repayment

You can swipe any debit card with the UnionPay logo and pay at any "Lakala Convenient Payment" Click " to repay the credit card at the self-service card terminal or other available terminals.

That’s it for the introduction of how to repay Pudong Development Credit Card.