Any police station can go in and surrender the credit card arrears you consulted. Can be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan. Surrender can be mitigated or dealt with lightly. The principal interest before the crime is repaid after serving the sentence. If you have the ability, it is recommended to raise funds to repay in time.