After the bill date, the bank will issue a bill, which can be repaid according to the minimum repayment amount on the bill.

Minimum repayment amount: the minimum repayment amount means that if the cardholder has difficulty in repaying all the payables before the due repayment date (inclusive), he can make repayment according to the minimum repayment amount stipulated by the issuing bank, but he can't enjoy the interest-free repayment period, resulting in cyclic interest. The minimum repayment amount is 65438+ 00% of the consumption amount plus other payables. The minimum repayment amount is listed on the current bill.

The specific algorithm is as follows:

Minimum repayment amount = all outstanding parts of the minimum repayment amount in the previous period+all cash transaction amount and related interest expenses+all expenses exceeding the credit line+10%× non-cash transaction amount and related interest expenses +epp current share amount and related interest expenses.

Interest calculation:

Cyclic interest = principal × five ten thousandths (interest) × days A (days from consumption date to current repayment date)+(paid principal amount) × five ten thousandths (interest) × days B (days from current repayment date to next billing date).