The annual fee policy of Shanghai Pudong Development Bank's credit card is free of annual fee in the first year and the next year. In the first year, 2000 points are free of Puka (if the accumulated consumption is 2000 yuan or the amount of the first credit card is greater than 99 yuan, 5000 points will be given away). Gold card holders who spend more than 5,000 yuan by swiping their cards within 12 months after renewing their cards in the following year can be exempted from the annual fee for the following year. (Except WOW card) If your accumulated credit card points do not reach the standard of annual fee exemption within one year, Shanghai Pudong Development Bank will charge you an annual fee. The detailed rules for collecting the annual credit card fee of Shanghai Pudong Development Bank are as follows: Puka: main card 180 yuan/year subsidiary card 90 yuan/year gold card: main card 360 yuan/year subsidiary card 180 yuan/year platinum card: main card 3600 yuan/year subsidiary card 1800 yuan/year (the first two cards are free of annual fees) Platinum card Standard Edition: main card.