The head office started charging an annual fee for debit cards in 2004, which is RMB 10 per year. The system automatically deducts the amount yearly and monthly. If there is any debt, the system will automatically make additional deductions. When the debit card is not activated, the customer has only one unique account with Agricultural Bank of China (excluding credit cards and VIP accounts) regardless of the income year. Starting from August 1, 2017, our bank will take the initiative to reduce or reduce the annual fee and small amount of this account. Account management fees. If the bank account opened by our bank (excluding credit cards) does not enjoy the exemption of account management fees (including small account management fees) and annual fees, the cardholder must take the initiative to go to any branch of the Agricultural Bank of China with his/her identity document to apply for free For the account application procedure, you can apply for an account that is free of charge (including small account management fees) and annual fees (excluding credit cards and VIP accounts). If there are already salary and pension accounts that meet the conditions for dual exemption, we will no longer apply for new dual exemption accounts for customers. For those who have applied for double exemption of personal accounts, when distributing wages and pension accounts on behalf of the class, fee reductions and exemptions will still be made for such accounts in accordance with the relevant regulations of the Agricultural Bank of China and the National Development and Reform Commission.