Credit cards can directly use RMB to repay US dollar arrears. Direct repayment of US dollars with RMB requires opening the function of purchasing foreign exchange first. After opening it, you can choose to repay in full or with the minimum repayment amount.

Steps for opening RMB repurchase to repay US dollar arrears:

1. Call the bank phone number on the back of the bank card, transfer the manual service, and request to open the RMB foreign exchange purchase function;

2. log in to the personal bank card center to open the foreign exchange purchase function.