1. Avoid the occupational restrictions of credit cards. Each bank’s credit card has slightly different occupational restrictions for card applicants, but it is generally difficult to apply for cards in these industries: beauty and hairdressing industry, KTV, nightclubs, hotels, 3 Waiters in hotels and restaurants below star rating, general sales, intermediaries, heavy labor workers, drivers, legal persons, security guards, etc. If you are applying for a credit card from a white household, try to avoid these industries in the occupation column.
2. Master the skills of filling out the application form 1. Whether you are married, the score of married people is higher than that of unmarried people; 2. Whether you have a registered permanent residence in this city, the score of registered permanent residence in this city is higher than that of registered permanent residence in other places; 3. Having a fixed telephone number in this city means that your place of residence is stable, which will increase the bank's credit evaluation score; 4. Whether you have a house, owning a house will score higher than not having a house, and living by yourself is better than living with your parents. The score should be high; 5. Educational level. The higher the education level, the higher the score. Generally, those with lower academic qualifications should fill in at least a college diploma, and academic qualifications are rarely checked.
3. Submit additional proof of financial resources. If the card applicant’s personal financial conditions are good, although in the eyes of the bank, he or she can provide property certificates, vehicle certificates, large deposit receipts, or Whether you purchase financial products, etc., you can get extra points when applying for a card. Let the bank see that your repayment ability is actually not bad.
4. Choosing the right credit card is very important. As a three-no-one householder, in addition to mastering the skills when applying for a credit card, it is also important to choose the card. Generally speaking, the application threshold for general cards or cards recommended by banks is relatively low and easier to pass. If you don’t have good conditions, don’t pursue the level and limit of the card. Cards that are more suitable for Sanwu Baihu include China Merchants Bank Young Card, Bank of Communications Y-POWER Card, Everbright Fortune Card, CITIC Baitiao Co-branded Card, etc.
5. It is difficult to find a reliable intermediary to apply for a credit card without a white account, and it is easy to be rejected by the bank. However, if you can follow the above tips for applying for a credit card with a white account, the success rate of applying for the card can be greatly improved. improve. As for how to apply for a credit card for Sanwubaihu, I can only help you so far. The last trick is to apply for a credit card and fill in the information carefully. You may be able to apply for the card tomorrow.