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Which bank credit card can handle 654.38+ million? Look at the skills of approving big cards here.
Credit card quota has always been the focus of card friends' attention, and many people pursue a credit card with a quota of 654.38+ 10,000 as their ultimate goal. Although many banks can have a credit card limit of 6.5438 million, not everyone can apply. Let's have a look.

1. Which bank can handle 65438+ 10,000 credit cards?

As we all know, many banks divide credit cards into several grades, and then grant different credit lines according to the grades of the cards. For example, the maximum amount of ordinary cards such as Puka and Gold Card will not exceed 50,000 yuan, while for high-value credit cards of 654.38+ 10,000 and above, it must be at least a platinum card.

But also a real high-end platinum card, and small platinum, such as China Merchants Bank's UnionPay Platinum Card, Diamond Credit Card, Centurion Platinum Card; Minsheng Bank's standard credit card, high-end credit card, Zunjue Diamond credit card, MasterCard World Pole credit card and so on.

2.65438+ ten thousand credit card application conditions:

The application for high-end platinum cards is very strict. In addition to meeting the basic card requirements, the cardholder must also provide a copy of the real estate license and a copy of the high-end car driving license worth more than 300,000 yuan; Copy of deposit certificate and other certificates proving its good economic strength.

Moreover, ordinary people can't handle this kind of high-end card by themselves, and they must also receive the initiative invitation from banks, or private banking customers and wealth management VIP customers. Some banks will also require cardholders to have a certain identity and status in society according to different card types.

3.654.38+ credit card processing method:

If you can't directly approve a credit card with a quota of 6.5438+10,000, Kayou Curve can also get a large card with a quota of 6.5438+10,000.

Many banks have added additional exclusive installment quotas, such as CITIC's Dream and New Express Cash, and Minsheng Bank's Guole installment. After applying for these business lines, they will generally be added to the total credit card amount. Together with the original credit line+exclusive line, the total amount of 6,543,800 yuan can be easily reached.

However, the handling fee of this installment business is relatively high, which needs everyone's attention.