You can apply for credit card repayment through the following channels:

1. Zhang Yin: Please log in to Zhang Yin APP and click "Credit Card → Repayment" on the homepage to repay your own ABC credit card or someone else's ABC credit card; Click "Credit Card → Repayment → Set Agreed Repayment" to apply for automatic repayment of credit card arrears of ABC.

2. Online Banking: Please log in to personal online banking and click "Credit Card → Repayment → One-click Repayment" to return my credit card debt; Click "Credit Card → Repayment → Agreed Repayment" to apply for automatic repayment of my credit card arrears of ABC; Click "Credit Card → Repayment → Return Others' Cards" to return others' credit card debts of ABC.

Tips: If you need to return his credit card, you can transfer it.

(Answer time: June 25th, 202 1. In case of business changes, please refer to the actual situation. )

How to return the credit card?

Credit card repayment method is as follows:

1. Repayment at the bank counter: Go to the counter of the credit card issuing bank and tell the bank teller that it is enough to repay by credit card, and cash needs to be prepared;

2.ATM repayment: sufficient cash needs to be prepared for the deposit operation at the ATM of the credit card issuing bank;

3. Online banking repayment: find a savings card with rich balance and online banking, and make repayment to the credit card account through peer or inter-bank transfer, and the service fee will be deducted from the inter-bank transfer operation;

4. Associated Savings Card Repayment: Generally, when processing a credit card, the bank staff will ask if it is possible to process a colleague's savings card, associate the savings card with the credit card, and set the deduction date. As long as the savings card has enough assets, the bank will automatically withdraw money from the savings card every month to repay the credit card, without worrying about overdue repayment of the credit card.

Precautions for credit card installment payment:

1. Before the installment loan, you should read the contract clearly, especially the interest and default clauses;

2. Note that some services in the contract are optional and can be selected according to your own situation;

3. The installment fee is often directly related to the number of installments, so we should choose the most suitable number of installments according to our own situation;

4. Remember the monthly repayment date clearly to avoid liquidated damages or bad credit records due to overdue repayment;

5. Look at the conditions of prepayment and know the charge and calculation of expenses in advance.

Can I repay my credit card? How do I repay my credit card?

Can I repay my credit card?

Credit card can repay credit card, provided that you have two credit cards, and the credit card used for repayment is higher than the credit card to be repaid.

Method 1: It is the most direct credit card repayment method to withdraw cash and then repay it through the bank counter and ATM. The disadvantage of this repayment method is that there is a handling fee. There is no handling fee for some banks to withdraw cash from credit cards, which requires a full understanding of the credit cards you own. The amount of direct withdrawal will be directly included in the fees payable in the next repayment cycle. In other words, you can only solve the urgent need, and you will still suffer next month.

Credit cards have direct withdrawal limits. If you are in a hurry, you can only take this stupid way.

Method 2: recharge the third-party payment account with a credit card and then repay it.

Using a third-party account as a transition from recharging to repayment has the advantage that you can complete related operations online without directly withdrawing money. It should be noted here that this repayment method has to go through two links. One is to recharge the third-party account. Let's take Alipay as an example. The second is to repay the credit card with Alipay.

Cost comparison of two credit card repayment methods

China Industrial and Commercial Bank of China Credit Card Withdrawal Charge Rules:

Local banks are free; Local inter-bank 2 yuan/pen; 1% of the bank's off-site cash withdrawal amount, with a minimum of 1 yuan per transaction and a maximum of 50 yuan per transaction; 1% of the inter-bank cash withdrawal amount in different places, with a minimum of 1 yuan/transaction and a maximum of 50 yuan/transaction, and an inter-bank handling fee is added for each 2 yuan.

ICBC does not enjoy interest-free repayment period for overdraft withdrawal of credit cards. From the bookkeeping date to the repayment date, overdraft interest will be charged at the expected annualized interest rate of 0.5 ‰ per day, with compound interest on a monthly basis.

Repayment for your own credit card: If the account name is the same as the account name of the credit card repayment account, I will repay it, no charge, whether it is computer-side repayment or mobile phone client repayment.

Repayment for others: 1: The account name is inconsistent with the account name of the repayment credit card, which can be divided into two situations: using Alipay wallet (Alipay mobile phone client) to repay for others without charge; Case 2: Repayment for others at the computer client requires a handling fee, and the computer terminal will charge a service fee for the repayment amount (minimum 2 yuan/transaction, maximum 25 yuan/transaction).

This is the end of the introduction on how to repay money by credit card and how to repay money by credit card. I wonder if you have found the information you need?