Yes.

If the payment is too late, it will be suspected of credit card fraud. After being handed over to the Public Security Bureau, it will be dealt with according to laws and regulations.

If an overdue credit card is not returned for more than 3 months after two collections by the card-issuing bank, and the amount exceeds 10,000 yuan, it constitutes a crime of credit card fraud and will be jailed. Anyone who commits this crime shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years and not more than 10 years, and shall also be fined.