Preface: Nowadays, with the development of the times, the living standards of people in various countries have generally improved. After people solve their own food and clothing problems, they will naturally want to improve their quality of life. People's pursuit of quality of life is most focused on the use of some luxury goods. However, in today's era, most people have incorrect concepts about luxury goods and just blindly pursue those luxury goods.

And with the improvement of people's living standards, various Huabei, Jianbei, credit cards, etc. on the Internet have provided people with the opportunity to consume in advance, which means that more people are losing themselves. Human desires are endless, so being able to spend some money in advance from Huabei or a credit card to satisfy one's desires is something that will make people very satisfied. The protagonist of the story we are going to tell you today is a Chinese student who used credit cards worth 23 million, but the bank did not dare to collect the debt. What happened to her after she fled back to China?

1. Consumption using credit card loopholes

Many people may be wondering why this international student spent 23 million on credit cards, but the bank did not dare to collect debt from her? Let us take a look at what this story is like. This girl's name is Li Jiaxin, and like many students, she also has a credit card. And she is studying abroad, so she uses credit cards more frequently. And we all know that you can spend a certain amount of money in advance with a credit card, and you just need to pay it back in time later.

After Li Jiaxin once spent money with her credit card, when she went to make repayment, she discovered that her credit card had an unlimited limit. This made Li Jiaxin feel very happy. Of course, she did not dare to swipe her card casually at the beginning. But after she used her credit card to buy some luxury goods she wanted, she gradually began to enjoy the benefits. So later on, she became increasingly unable to control herself, so she used her credit card to prepay money in advance to satisfy her various consumption desires and buy various luxury goods. And he often travels around the world, stays in luxury hotels, and drives luxury sports cars.

2. Discovered by the bank

But her world was eventually discovered by the bank. When her credit card consumption reached more than 23 million, the bank finally discovered this loophole. Finally, after the local bank found her, they urgently deactivated her credit card. For Li Jiaxin, she is just a student, and she simply cannot repay so much money. The bank at the time also stated that it was a loophole within the bank itself, so it would not pursue criminal liability against Michelle Reis. However, it is worth mentioning that after Michelle Reis was discovered by the local bank, she wanted to flee back to the country quickly. She was caught when she tried to fly to Malaysia. But after she later learned that the bank would not pursue criminal liability against her, she felt relieved. And the bank just withheld her luxury goods.

Conclusion: There must be many people who think that things like Michelle Reis are simply a piece of pie-in-the-sky good news. Not only can they consume freely, but they do not need to take responsibility. But we also need to know that for Li Jiaxin, it is relatively difficult to move from simplicity to luxury and from luxury to luxury.