Dormancy freeze means that if he has multiple credit cards under his name, he has no energy to swipe his card every month. Generally, he relies on a single merchant to swipe his card, which will limit the payment stop and the amount reduction. The fifth factor is that the credit card has been in a fixed credit card merchant for a long time, or the transaction time and amount are fixed, or the payment will be restricted.
The sixth factor, long-term receipt of bank text messages or phone calls to remind credit card transaction risks, this situation will lead to card closure and reduction. The seventh factor is that the credit card under his name has received a phone call from the bank for a long time, asking for the bill to be phased. 90% of this card is supervised by the bank, and it was pulled into the little black room.
The eighth factor is that a credit card was dropped by the bank for the first time. After the reduction, the cardholder ignores it and does not ask the bank why. Ways to avoid bank payment suspension: credit card pays in installments once every 3-6 months, no more than 6 installments; Credit cards must be repaid in full every 3-6 months.