You can handle credit card installment business in the following ways:

1. If you want to settle the installment business in advance, you can proactively call the 24-hour customer service hotline on the back of the bank's credit card to make a request If the installment plan application is settled in advance, the installment business will be terminated after review by the bank.

2. If you are overdue, the bank will forcefully terminate the previous personalized installment agreement and recalculate the overdue penalty interest and liquidated damages. The lending institution will also require the defaulter to pay off all arrears at once, usually No more negotiation or staging is agreed.