There is no handling fee for you to buy a mobile phone in installments in the mall in the ICBC credit card APP. If you ask an intermediary to help you operate, the intermediary will charge you a handling fee.

First, enter Apple official website, choose the products that can enjoy 24 interest-free installments, then choose the corresponding products, choose 24 installments, and then use the credit cards of China Merchants Bank, China Construction Bank and Industrial and Commercial Bank to pay. After the payment is completed, 24 interest-free installments will be completed. Only the installment amount is deducted from the paid credit card every month, and no interest is paid.

Apple's 24 installment interest-free service is an installment interest-free service launched by Apple official website. At present, only China Merchants Bank, China Construction Bank and Industrial and Commercial Bank are supported to provide 24 interest-free installment services.

To put it simply, Apple's 24 interest-free periods only apply to credit cards of China Merchants Bank, China Construction Bank and Industrial and Commercial Bank of China. You can't enjoy Apple's 24 interest-free payment by using other bank credit cards or savings cards.