ICBC has launched a happy installment credit card for ICBC customers, with high installment amount and installment repayment, which can meet the large consumption needs of cardholders such as car purchase, rental, home improvement, wedding, education and tourism. So how to use ICBC's happy installment credit card? How to use ICBC happiness installment credit card? After ICBC successfully applied for the happiness installment credit card, it is necessary to apply for E installment at ICBC's business outlets with the happiness installment credit card and my ID card. After handling the first e-installment at ICBC outlets, you can handle the second e-installment online through ICBC e-Life APP or China Industrial and Commercial Bank APP. Note that the happiness installment credit card does not apply for e installment and cannot enjoy the exclusive installment annual interest rate discount. In addition, in order to standardize the use of funds, after e-installment is processed by happiness installment credit card, e-installment special debit card does not support cash settlement services such as deposit and withdrawal, transfer, etc., nor can it be bound to WeChat and Alipay, but only supports online POS credit card consumption.