It is a credit card from a certain bank.

To use Samsung Pay, users must first select the card they want to use, then pass fingerprint scan authentication, stick their device to the appropriate location on the payment terminal, and complete the payment transaction. Samsung will prevent data theft and fraud by tokenizing transactions.

The service’s first partners in the United States include credit card companies American Express, Discover, MasterCard and Visa; as well as banks such as Chase, Bank of America and Bank of America.