Agricultural Bank of China’s special invitation to apply for a credit card by phone will not be approved. According to relevant information, after receiving a phone call from the bank inviting you to apply for a credit card, there is no guarantee that the customer will be successful when applying for a credit card, and there is still a possibility of being rejected. After all, banks calling customers to invite customers to apply for cards are usually a recommendation method to complete the business volume. They are not specifically invited to individual customers. They are generally recommended by screening customer groups that do not have recent bad information in their credit reports. Therefore, being invited only means that the customer has initially met the bank's card application standards, but whether the card can be successfully applied for will ultimately depend on the bank system's age, marital status, education, and employment based on the information and credit report submitted by the customer. Comprehensive assessment and review of multiple factors such as income, asset and financial resources, liabilities, and credit status.