Of course.
Credit card repayment is divided into counter manual repayment, ATM repayment and online banking transfer repayment.
Counter repayment and our bank's ATM repayment are all received immediately, while other bank's Tamams repayment is received within two working days (1-2 days), and online bank transfer repayment is received within 1-5 days, generally within two working days.
As long as you pay back part of the temporarily increased credit line, the bank can apply for temporary credit line adjustment again when it shows that it has been received (that is, the credit card line is lower than the credit line), and the temporary credit line adjustment will take effect immediately.
How long does it take to apply for a temporary credit card limit?
Applying for temporary quotas is quick. If it is a mobile banking, it will take a few minutes (mobile banking usually evaluates and pre-approves the quota first, depending on whether you want it or not), and it only takes one day if it needs approval.
How long is the temporary credit card limit valid?
Credit card limit, that is, credit card available limit, is divided into temporary limit and permanent limit: 1. Time to increase the temporary credit line: users can apply to the Credit Card Center of Industrial Bank for increasing the credit line in a short time, and the temporary credit line can be increased by 13 months after approval. 2. Apply for increasing the permanent limit of Industrial Credit Card: Users can only apply to Industrial Credit Card Center for increasing the permanent limit after holding the card for more than half a year. This method is once and for all. Once the quota is raised, it is not limited by time and is effective for a long time. When you need to use a higher credit line in a certain period of time for traveling abroad, decorating a new house, getting married, and studying abroad for your children, the credit card center can provide you with services to increase the temporary credit line, so that you can fully enjoy the convenience brought by flexible credit line. The longest time to apply for increasing the temporary quota is three months. After the time limit is exceeded, the quota will be restored to your original fixed quota. After the bank re-evaluates the credit status of the cardholder, it will determine the credit card limit to be adjusted.
How long does it take to apply for a temporary credit card?
Generally, credit cards are used for three months.
You can apply for a temporary quota,
The temporary quota is generally three months.
How long does it take for ICBC to adjust the temporary credit line urgently?
ICBC can get a reply on the day when the credit card temporary adjustment limit is expedited, and the application will take effect on the day when it is approved.
Temporary credit line, as its name implies, is the total credit line temporarily increased by banks to meet the temporary needs of customers on the basis of permanent credit line;
According to the regulations of the bank, the general temporary credit line will increase by 20% on the basis of the permanent credit line, and it has a certain validity period;
Increase the temporary credit card quota, so that cardholders can enjoy the convenience of credit card consumption during the peak consumption period;
The temporary credit line does not enjoy revolving credit, and the actual credit line exceeding the original credit line will be included in the minimum repayment amount of the current statement, which needs to be paid off in one lump sum before the due repayment date.
How long is the repayment period of the temporary credit card limit?
ICBC generally 10%-30% generally 60 days.
Generally, the longest time for China Construction Bank 10%-30% is 90 days.
Bank of Communications generally 10%-30% generally 60 days.
Minsheng Bank generally 10%-50% generally 15 days.
Generally, 30%-50% of China Merchants Bank is 30 days.
China CITIC Bank generally 10%-50% generally 30 days.
Everbright Bank generally takes 30%-50% in 45 days.
Industrial Bank is generally 20%-50%, and the longest is 60 days.
Generally, the term of 30%-50% of Guangfa Bank is 30 days.
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How long can the temporary credit card limit be increased?
. Some consumers will choose to use savings to meet their expenses, but your credit card can still come in handy. The cardholder only needs to apply for a temporary quota, which is generally required by the main cardholder.
This has two advantages. First, using the temporary line can also accumulate points for credit cards (provided that the accumulated points can be consumed). Second, compared with increasing the quota, the application procedure is simpler and the effect is faster, and there is no need to worry that the daily consumption will expand after the quota is increased. After all, the temporary quota will expire.
It is very convenient to apply for a temporary quota, and the manual customer service in the punch center will do. Under normal circumstances, the increase of the temporary limit can take effect immediately after the application, but some card centers indicate that cardholders who withdraw a large amount or have a general credit situation in the past need to be reviewed by the back office, and generally give a reply within 2 working days.
The length of the temporary limit is comprehensively evaluated under the limit of the cardholder's demand and the longest period of the card center, and sometimes it is combined with the cardholder's past card use. As far as we know,
The temporary credit lines of Agricultural Bank of China and Bank of Communications can last for up to 3 months, which is a long level; ICBC is 2 months, Ping An is 5 1 day, and Guangfa is 50 days. Relatively speaking,
The longest period given by China Merchants Bank 1 month is even shorter.
It is more scientific to apply for a temporary quota according to your own needs, not too short or too long.
How long will it take ICBC to increase the temporary credit line?
As long as you have a temporary limit, calling customer service will take effect immediately. If you have no temporary restrictions, you must apply. Temporary credit line and fixed credit line of bank credit card are 1, and temporary credit line is applicable. If you apply for temporary restriction, you need to hold the card for at least three months. The cardholder calls the customer service to apply, and the bank will make adjustments according to the customer's credit status and card usage. The temporary credit line is valid for up to 3 months, and your credit line will be automatically restored to the original one after expiration. After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date. 2. Fix the credit limit of the credit card and hold the card for at least six months. At the same time, the applicant needs to provide sufficient credit certification materials for review by relevant departments. It usually takes 3 working days to get the results.
How long is the temporary credit line of China Merchants Bank valid?
Generally in 5 1 day.
How often can the temporary credit line of China Merchants Bank be adjusted?
It takes about 1 month to view the original post >>