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Is online payment by credit card also free of annual fee for credit card consumption?
All online consumption! (including payment) As long as you use the credit card once, you can swipe it once.

1. Use credit card online shopping to calculate consumption. Some banks stipulate that the annual fee for the following year can be exempted, but some banks do not count and need to consult the bank customer service directly.

2. And online credit card spending has no effect on increasing the quota. Only real credit card consumption can improve customer service.