For credit card bills in US dollars, our bank currently provides a variety of repayment channels. Choose the method that suits you for US dollar repayment.

After logging into our bank’s online banking, select the “credit card quick repayment” option and operate through the interface that opens. Currently, the repayment currency on this interface supports RMB and US dollars (cash).

All-in-one card USD cash account repayment: If your all-in-one card and credit card have signed a self-service transfer agreement and the credit card has been associated with the professional version, after logging in to the professional version, click the horizontal menu "all-in-one card"-" "Transfer Agreement Account" - "Transfer Credit Card", select US dollar spot exchange to operate credit card repayment through this interface.

You can bring your credit card, US dollar cash and your ID card to make cash repayment at any counter of China Merchants Bank branches nationwide (excluding corporate debt-bearing commercial cards).

After the "automatic foreign exchange purchase and repayment" function is successfully set up on your credit card, the U.S. dollar bills you generate can be repaid in RMB on the repayment date. The RMB funds you deposit into the credit card will have priority in purchasing foreign exchange to repay the U.S. dollar bills ( There is no need to pay any fees for foreign exchange purchase and repayment settings), and the exchange rate for foreign exchange purchase shall be the exchange rate published by our bank at 10 a.m. on the day of repayment at the US dollar selling price. This function does not occupy the personal annual foreign exchange settlement and sales quota.

According to foreign exchange management regulations, the amount of foreign exchange purchased cannot be higher than the current dollar bill amount, and the unbilled portion cannot be purchased for repayment.

If you have set up the foreign exchange repayment function and the "automatic repayment" of the US dollar account at the same time, your RMB repayment will have priority in purchasing foreign exchange to repay the US dollar bill, and the self-deduction of your US dollar bill will be set for this period. The difference between the amount (full amount or minimum) and the agreed foreign exchange purchase amount will be deducted from your designated USD automatic repayment account.