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What should I do if my Ping An Bank credit card limit is insufficient?

If your Ping An Bank credit card limit is insufficient only for occasional large purchases, you can call the customer service number of Ping An Bank Credit Card Center to apply for a temporary increase in the credit card limit. This method is simple and easy to pass, as long as you If there are no late repayments or other bad records recently, it is generally acceptable. However, it should be noted that the temporary credit limit is generally valid for 45 days. After the validity period expires, it will automatically revert to the credit limit before adjustment.

If you often have insufficient credit limit on your Ping An Bank credit card, you can apply to the Ping An Bank Credit Card Center to increase the fixed limit of your credit card. Ping An Bank will increase the fixed credit limit based on your recent card usage and related financial and property conditions. For approval, if you can provide more property certification information, it will help your application for a credit increase.

If your application for a fixed limit credit card from Ping An Bank is not approved, you can also apply for an additional credit card from another bank. In this way, adding the limits of the two credit cards is equivalent to increasing the credit card limit.