Hello, if you are over 18 years old, hold a valid ID card, have certain financial ability and have a good credit record, you can apply for a credit card. First decide the bank and type of credit card, then fill in the application form at the bank outlet, submit the relevant certification materials to the bank for review, and issue the card after the bank has passed the review. When you receive a credit card, you can activate it. If you need a small loan, it is recommended to spend it with money. "Qianhua" is the original Baidu financial credit service brand (original name: Baidu Qianhua, renamed as "Qianhua" on June 20 18), which has the characteristics of simple application, fast loan lending, flexible loan repayment, transparent interest expenses and strong security. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone to measure immediately! The maximum loanable amount is 200,000.