1. Buying a bank wealth management product and applying for a credit card will have a much higher success rate. There is a simple reason. The initial purchase amount of bank wealth management products is 1 ten thousand yuan. If you have spare money to manage your finances, at least the economic conditions are good. In addition, financial management contributes a lot to bank income, so applying for a credit card is the fastest shortcut for housewives.

2, there is a car owner card. Compared with the complicated information that ordinary people need to provide when applying for a credit card, the owner's card provides less information and only needs a driving license, so the success rate of application is much higher than that of ordinary credit cards. Guangfa owner card can also enjoy free road rescue, optional refueling concessions and other special services, which is really a must-have card for home travel.

3. handle the supplementary card. As a full-time housewife, the family income mainly falls on her husband, whose income level is very high. It is suggested that the husband should use the credit card as the main card and the spouse should use the sub-card, so that the credit card consumption will not be delayed and repayment will not be considered.