There is no handling fee for swiping cards in other places, just like locally.

If you withdraw cash overdraft, a handling fee will be charged. The charging standard is the same as that in the local area. The handling fee is 0.5% of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 50 yuan. In addition, interest will accrue, and the interest will be calculated at a daily interest rate of 0.05% from the date of cash withdrawal, and compound interest will be calculated monthly. The payment due date is 20 days after the bill date.

If you are withdrawing the excess payment on the card, there are differences between the local and other places. There is no handling fee for withdrawing the overpayment from local CCB branches or ATMs, but there is a handling fee for withdrawing money from other places. The handling fee is the amount of cash withdrawal. 0.5%, with a minimum of 2 yuan and a maximum of 50 yuan.