Minsheng Bank credit card minimum repayment is a way of credit card repayment, which can be carried out through online banking, mobile banking, counter deposits and ATM machines. Minimum repayment amount = unpaid part of the minimum repayment amount of the previous bill+overdraft balance of the current bill * 10%. If repayment is made according to the minimum repayment amount before the due repayment date (inclusive), the card issuer will charge overdraft interest at the rate of 0.5 ‰ per day.