In the eyes of many people, the current credit card is a kind of currency, which replaces some functions of currency and has other functions that money does not have, which makes the credit card also known as electronic money. What's the difference between a credit card and money?

What's the difference between a credit card and money?

1, currency is generally equivalent as a medium of exchange; Credit card is not an equivalent and has no function of value scale, but a means of value transfer and a carrier of money.

2. Money and commodities constantly change positions between buyers and sellers; Credit cards always belong to the owner. When it is used as a medium to complete commodity transactions, the value has shifted, but the credit card has not.

3. Credit card is an advanced payment tool, which is the extension and extension of monetary payment means. It breaks through the restriction of currency, can complete transactions for its cardholders in one place or many times, and can pay a large or small amount within the bank credit line in exchange for the goods and services that cardholders need; Monetary means of payment are not as big as credit cards in time and space.

4. Credit card has the function of saving passbook; Money has no function of saving passbook.

5. Credit card will not become the world currency, because it does not have the function of value scale, and it is still a payment tool when money performs the world function of money; The currency is different.

That's all. I hope it helps you.